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Santa Maria Maior
Santa Maria Maior | Lisbon

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Mercator
Mercator
Presented At
€2,990,000
Bedrooms
4
Bathrooms
5
Living
3,423
SQM
High Ceiling
Library
Office
Stone Countertops
Air Conditioning
Kitchen island
Laundry Room
Terrace
Renovated
Investment Property
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Santa Maria Maior, Lisbon, Portugal. , Santa Maria Maior , Lisbon

Exclusive new apartment in the heart of Lisbon in the prime location

With the charm of 4mtrs highlighted high ceilings and large dimensional windows of the past and the best quality comfort of the future, this luxurious 4+3-bedroom apartment is inserted in a totally renovated classical building in the heart of Chiado, in Largo do Carmo. It is an unique property with 320 sqm area, as well as top quality materials and was carefully renovated with exclusive classical and handmade ceilings and elements as well as highest quality of the equipment, located in the primmest square and in the heart of Lisbon with the best shops and restaurants so close. As we walk in the apartment one has a closet room as well as a convenient suite, followed by a sunny hallway leading to a stunning and luminous social area composed by a very spacious and luminous living room with handmade crafted ceilings and open space as well as a cooking island. This space has communicating doors to the luxurious and functional kitchen with top quality equipment and materials, and another communicating door to a comfortable TV or library room. One can also find 3 more suites, as well as 2 bathrroms and a laundry area as well as an office with mezzanine. All floors are in real wood, and the apartment is equipped with hidden air conditioning for hot and cold. Lisbon is the capital and largest city in Portugal. With more than 20 centuries of history, it is located on seven hills, with the Tejo River as a backdrop, where you can enjoy beautiful boat trips. With its buildings and monuments of beautiful architecture, in which the historic style is mixed with the modern, this city is of a unique beauty, which makes it very requested by people coming from all over the world. From the various typical neighbourhoods (Baixa Pombalina, Belém, Bairro Alto, Chiado, Bica, Alfama and Mouraria), to the riverside area, the Fado houses, the beautiful parks, gardens and viewpoints, everything contributes to wanting to visit, discover and enjoy the vast natural, historical and cultural heritage of the city, with special emphasis on monuments such as the Medieval Castle of São Jorge, the highest point of the city, from where we can see the city pastel colours as well as the Tejo estuary and the 25 de Abril Bridge, the Medieval Sé Cathedral, the Belém Tower, the Padrão dos Descobrimentos, the Jerónimos Monastery, the National Pantheon, Praça Terreiro do Paço and Baixa, considered some of the biggest Lisbon tourist attractions that fascinate visitors from all over the world. Being very influenced by the proximity to the sea, the much appreciated typically Lisbon cuisine ranges from the famous cod fritters 'pataniscas de bacalhau', to the fish 'peixinhos da horta', grilled sardines in bread, very requested, especially at the Santos Populares festival that takes place during the month of June, between many other typical dishes. You may also find all kinds of excellent national and international restaurants. As far as sweets are concerned, the traditional unmissable Pastel de Nata, made in the Belém Parish, better known as 'Pastel de Belém', delights those who have the privilege of tasting it. For those who enjoy nightlife, Lisbon is a very lively city, especially by the river, on the docks, where you can find several restaurants, terraces, bars and clubs. Among other points of interest in Lisbon, no less interesting and worth seeing, are the Lisbon Oceanarium, Praça do Comércio, the Arco da Rua Augusta, the Zoo, the Ajuda National Palace, the Estádio da Luz, the LX Factory, the National Sanctuary of Cristo Rei, the various markets, and viewpoints, among many others. Close to Lisbon, there are several Atlantic beaches, including those of Cascais and Estoril, so appreciated for their privileged location and stunning landscapes. Mercator Group is a company of Swedish origin founded in 1968 and whose activity has been directed to the real estate market in Portugal since 1973; In the real estate brokerage market, it has been focused on the mid-high and luxury segments, being one of the oldest reference brands in the real estate market
  • AMI 203.
Over the several years of working with the Scandinavian market, we have developed the ability to build a close relationship between the Scandinavian investor client and the Portuguese market, meeting an increasingly informed and demanding search. The Mercator Group represents about 40% of Scandinavian investors who have acquired in Portugal in the last decade having in some places about 80% of the market share, such as the municipality of Cascais. We have as clients and partners the best offer in the Portuguese real estate market, focusing on quality and the prospect of future investment. The dynamic between the Mercator group and the Scandinavian community is very positive and has been our managing director president of the Luso

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Santa Maria Maior
Santa Maria Maior | Lisbon

3D Street View Tour

Map showing Santa Maria Maior, Lisbon, Portugal.

Property Location

Santa Maria Maior, Lisbon, Portugal., Santa Maria Maior Lisbon

Local Weather & Climate

Santa Maria Maior, Lisbon

Current Conditions Updated recently
58 °F
Light intensity drizzle
Feels Like 58°F
Humidity 97%
Wind 14 mph
Visibility 2.5 mi
Sunrise 7:33 AM
Sunset 6:07 PM
5-Day Forecast
Tue 10 Feb
Rain
High 61°
Low 55°
Wed 11 Feb
Rain
High 60°
Low 59°
Thu 12 Feb
Clouds
High 61°
Low 56°
Fri 13 Feb
Rain
High 57°
Low 51°
Sat 14 Feb
Clear
High 55°
Low 50°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Santa Maria Maior?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (Portugal)
€0 Est. First Year Interest Deduction
€0 Est. Annual Tax Savings
*Maximum annual deduction is €296. Property must be permanent residence. Phasing out for higher incomes.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for Portugal. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on Portugal tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Santa Maria Maior. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $299,000,000 20% down ($59,800,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$25,693
$25,693/day
Your home may appreciate while you sleep
$180,345/week $781,495/mo $9,377,945/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$164.5M
vs
OWN 📈 +$233.4M
$233.4M Potential Equity
vs $164.5M lost to rent over 10 years
$59.8M Down Payment Growth
3.9x
10yr
$233.4M
8.1x
20yr
$483.2M
12.6x
30yr
$755.2M
Wealth Comparison
×1,798
Equivalent to 1,798 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $755.2M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $352.1M +18%
Market $407.2M +36%
Optimistic $469.9M +57%
$233.4M est. equity
20 Years
Conservative $414.7M +39%
Market $554.5M +85%
Optimistic $738.4M +147%
$483.2M est. equity
30 Years
Conservative $488.4M +63%
Market $755.2M +153%
Optimistic $1,160.4M +288%
$755.2M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This apartment at Santa Maria Maior, Lisbon, Portugal features 4 bedrooms with 3,423 square feet of living space.
This property offers 3,423 square feet of living space.
This property is listed at $299,000,000, which equals $87350 per square foot.
Based on current market indicators, Santa Maria Maior shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a apartment located in Santa Maria Maior, Lisbon. The property is situated in an established neighborhood with convenient access to local amenities and services.
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